Cash Loans Bear
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Terms & Conditions

Last updated: July 1, 2025

These Terms & Conditions ("Terms") govern your use of the website lendmebear.com (the "Site") operated by Cash Loans Bear ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.

1. Service Description

Cash Loans Bear is an online loan connection service. We are NOT a lender, bank, or credit provider. We do not make loans, make credit decisions, or charge users any fees. We connect users with lenders and financial service providers in our network. Providing your information on the Site does not guarantee approval.

2. Eligibility

To use our service, you must be at least 18 years old, a U.S. resident, and legally capable of entering into binding contracts. You must provide accurate and complete information when submitting a loan request.

3. Loan Terms

Financing arranged through our network has the following general parameters:

  • Financing amounts: $500 to $5,000
  • APR range: 5.99% to 35.99% for qualified borrowers
  • Repayment terms: 91 days (3 months) to 72 months

Actual terms depend on the lender, your credit profile, and state regulations. We do not guarantee any specific financing terms or approval.

4. User Responsibilities

  • You agree to provide truthful and accurate information.
  • You agree not to use the Site for any unlawful purpose.
  • You agree not to attempt to disrupt or compromise Site security.
  • You are responsible for maintaining the confidentiality of your information.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Cash Loans Bear or its licensors and is protected by U.S. and international copyright laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that loan matches will be available for all users.

7. Limitation of Liability

To the fullest extent permitted by law, Cash Loans Bear shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or our services.

8. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.

9. Governing Law

These Terms shall be governed by the laws of the State of New York, without regard to its conflict of law principles. Any disputes shall be resolved in the courts located in New York County, New York.

10. Changes to These Terms

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

11. Contact Us

  • Cash Loans Bear
  • 100 Main Street, Suite 500, New York, NY 10001
  • Email: support@lendmebear.com
  • Phone: (800) 555-2327
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